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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181032 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181032)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use and flexible

I’ve found PayPal Credit easy to use and straightforward to manage through the app. It’s been useful for spreading the cost of larger purchases, and I like being able to make extra payments whenever I want. The statements and payment information are clear, and setting up a Direct Debit was simple. Overall, it’s been a convenient service and I’ve had a positive experience using it. Reviewed on: 12th July 2026

PayPal Credit is really easy to manage

PayPal Credit is really easy to manage and I love that I can spread the cost of purchases over a few months. Reviewed on: 12th July 2026

Its great alternative for conventional credit card p...

Its great alternative for conventional credit card payment system Reviewed on: 12th July 2026

Very easy to use and always useful to have.

Very easy to use and always useful to have for emergencies or when needing to do a big purchase Reviewed on: 12th July 2026

Very effective and convenient ways to pay, and that...

Very effective and convenient ways to pay, and that most vendors accept Reviewed on: 12th July 2026

No problems really, makes finances easier to manage.

No problems really, makes finances easier to manage. Reviewed on: 12th July 2026

I often use PayPal credit and is very helpful.

I often use PayPal credit and is very helpful. I have great experience I always pay back before time but it’s nice when you really need something at the time. Reviewed on: 12th July 2026

I usually have PayPal as my go to payment method as...

I usually have PayPal as my go to payment method as I feel extremely safe with their money protection promise. I use friends and family when I need to help friends or relatives out with money as there are no fees, and I use them for paying for goods online as they are good at helping get your money back in incidents of scams etc. Reviewed on: 12th July 2026

Great & no problems

Great & no problems. Definitely recommend Reviewed on: 12th July 2026

Super easy to set up credit and add a virtual card t...

Super easy to set up credit and add a virtual card to your wallet Reviewed on: 12th July 2026

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