Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181032 reviews)

View other PayPal products

4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181032)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy process and its used widely feels more protecte...

Easy process and its used widely feels more protected than card payment online Reviewed on: 12th July 2026

I think the % rate is abit too high.

I think the % rate is abit too high. I do value the paying off in 3 amounts with zero interest Reviewed on: 12th July 2026

Smooth payment and acceptance.

Smooth payment and acceptance. Easy to add to Apple pay. Same as any other credit card Reviewed on: 12th July 2026

Easy to navigate

Always clear fast instructions. Easy to navigate Reviewed on: 12th July 2026

Christmas saver

Very grateful for PayPal credit always there when I need some extra treats for my family. Specially at Christmas. Reviewed on: 12th July 2026

Fantastic way to budget and spread cost.

Fantastic way to budget and spread cost. Reviewed on: 12th July 2026

I have used paypal for years and has served me...

I have used paypal for years and has served me well Reviewed on: 12th July 2026

Been good

Good, been handy for when I’ve needed it. Reviewed on: 12th July 2026

Grateful to PayPal

Grateful to PayPal for offering me an interest free credit offer for 4 months which allowed me to make some big purchases for the house which I would otherwise be unable to do. Reviewed on: 12th July 2026

Perfect paypal

Any issues have been solved quickly and efficiently in my favour Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101203 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub