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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180846)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Sorted problem quickly and got my refund

5
Sorted problem quickly and got my refund Reviewed on: 12th July 2026

Paypal is so convenient and a excellent

5
Paypal is so convenient and a excellent way to pay safely for all my purchases online i would highly recommend to family and friends to set this up Reviewed on: 12th July 2026

PayPal is easy to use and different options for maki...

5
PayPal is easy to use and different options for making payments. I’ve been using PayPal for years and recommend it to others Reviewed on: 12th July 2026

10/10 great platform.

5
10/10 great platform. Always worked with no issue. Highly reccomend. Reviewed on: 12th July 2026

Paypal cards.

3
I feel PayPal gives you thing like a card with out explanation on how and where to use them Reviewed on: 12th July 2026

Nothing is ever a problem staff are really efficient.

5
Nothing is ever a problem staff are really efficient. If there is an issue it is always easy to solve Reviewed on: 12th July 2026

Too slow for processing.

4
Too slow for processing. Complicated sometime about purchasing and installation as Reviewed on: 12th July 2026

The credit scheme has helped me when I've struggled...

5
The credit scheme has helped me when I've struggled now I've paid it off. It's been nice. I would recommend Reviewed on: 12th July 2026

Very simple, easy and quick to use!

5
Very simple, easy and quick to use! Never encountered any issues so can’t comment on customer service! Reviewed on: 12th July 2026

Overall good experience

4
I had an overall good experience but I struggled with a few aspects. Payments were being declined despite having available credit and customer service was not helpful, they kept blaming my bank. Reviewed on: 12th July 2026

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