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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My go-to payment method.

My go-to payment method. Safe, easy and convenient to use and innovative. Great experience Reviewed on: 28th May 2025

Great service !

Paypal have always been helpful clear and professional in all my dealings with them Reviewed on: 28th May 2025

PayPal credit is extremely handy to have in case of...

PayPal credit is extremely handy to have in case of emergencies and having the ability to repay it back either in full or monthly installments has great advantages. We're in the process of moving and renovating our new house, every bit helps. Especially when you are buying large items, you are in full control of your finances. Reviewed on: 28th May 2025

Does what it says on the tin

I’ve used this service for many years and find it helpful to spread costs at no cost to me. It works really effectively. I also had a situation (with an elderly neighbour who uses PayPal) when a seller wouldn’t take an item back within 30 days and only wanted to give a small % of the cost if the item back, I suggested she contact PayPal by phone and they got / gave her the full amount back without any hesitation. Reviewed on: 28th May 2025

It is easy to use PayPal in many apps or...

It is easy to use PayPal in many apps or get support Reviewed on: 28th May 2025

This is great way to spend

This is great way to spend, no hassle and easy to pay it off Reviewed on: 28th May 2025

First class credit facility

Have been using Paypal for a number of years and found that its easy to use without a lot of fuss when needing extra credit. Reviewed on: 28th May 2025

Secure and positive service.

Always had a very positive experience with PayPal. Transactions are seamless and give an extra feeling of security. Reviewed on: 28th May 2025

Excellent customer service.

Excellent customer service. Look into things immediately. Reviewed on: 28th May 2025

Nice and easy way to pay.

Nice and easy way to pay. Great experience in making payments works smoothly. Reviewed on: 28th May 2025

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