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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180842)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit has been a saviour at times.

5
PayPal credit, when used correctly, has really helped me out of some difficult situations. It also helped me set up my business 2.5yrs ago by allowing me to purchase kit/stick to start. The fact you can use PayPal to purchase in so many places now really has been a saviour at times! Reviewed on: 12th July 2026

Always had good service off PayPal.

5
Always had good service off PayPal. Nothing is a problem with them. Reviewed on: 12th July 2026

Really easy to use,nothings hidden and so quick and...

5
Really easy to use,nothings hidden and so quick and easy to manage. Reviewed on: 12th July 2026

Over all I think they are a reliable source of secur...

4
Over all I think they are a reliable source of secure money, I've only ever had one issue which was solved almost immediately (once I managed to actually get hold of the customer service) Reviewed on: 12th July 2026

Easy to use and handy to have.

5
Easy to use and handy to have. Good way for making payments Reviewed on: 12th July 2026

I’ve been using Paypal for years and I will continue...

5
I’ve been using Paypal for years and I will continue using it, it has an easy and friendly interface, good service Reviewed on: 12th July 2026

Paypal help me to protect my card to safe my bank de...

5
Paypal help me to protect my card to safe my bank details also help me on payment . Option pay in a three installment is life changer Reviewed on: 12th July 2026

I have found PayPal credit very helpful when I have...

5
I have found PayPal credit very helpful when I have been low on income it's helped me get shopping in Reviewed on: 12th July 2026

Nice service and good interest rates free period of...

5
Nice service and good interest rates free period of time. Been using PayPal for years and still it’s my favourite choice for payments. Overall it’s great for individual who want a easy and stress free payment system for their purchases Reviewed on: 12th July 2026

PayPal credit makes it so much easier to pay for mor...

5
PayPal credit makes it so much easier to pay for more expensive items Reviewed on: 12th July 2026

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