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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181029)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always helpful when money is short.

Always helpful when money is short. Reviewed on: 12th July 2026

I have loved using pay pal as a good back...

I have loved using pay pal as a good back up to a bank Reviewed on: 12th July 2026

I purchased an item from a seller.

I purchased an item from a seller. Turned out the item was faulty and the seller was asking me to send the item back to China for the inspection. After few attempts to resolve the issue as I have purchased that item from UK seller I asked PayPal for help by forwarding the emails and explaining my case. I had a refund next day and it was almost a£100. I am using PayPal as my first method of payment on all purchases from now on if there is an option to do so. Reviewed on: 12th July 2026

Always found it so easy to manage my money

Always found it easy to manage on the app and PayPal can be used on most online sites! Reviewed on: 12th July 2026

Absolutely love PayPal it’s so good and easy to use...

Absolutely love PayPal it’s so good and easy to use Reviewed on: 12th July 2026

Not good, not bad.

Not good, not bad. Could improve customer service responsiveness. Reviewed on: 12th July 2026

peace of mind and safety when purchasing

you provide safety when buying peace of mind and a vast array of quality merchandise Reviewed on: 12th July 2026

Ok - would not use again

Used once no issues. Would not use again due to interest rates offered. Reviewed on: 12th July 2026

Never hand any major issues

Never hand any major issues and always had great response Reviewed on: 12th July 2026

Safest way to pay!

The option to pay in three monthly installments without accruing interest is a really excellent idea which I have taken up with ryanair & other large purchases. The safety of using PayPal is such a comfort. Reviewed on: 12th July 2026

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