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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181106)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve only had one thing go wrong I didn’t realise th...

I’ve only had one thing go wrong I didn’t realise that PayPal were taking a charity donation added to a purchase I complained but was refused a refund Reviewed on: 15th July 2026

Pay now, pay later...You decide

Good to have an options for a purchase and then You may decide what to choose. Positive thinking from PayPal Reviewed on: 15th July 2026

Love it, very helpful and useful.

Love it, very helpful and useful. Reviewed on: 15th July 2026

Very good credit card, loved having it.

Very good credit card, loved having it. Offers th best deals Reviewed on: 15th July 2026

Fast efficient friendly always respond quick makes m...

Fast efficient friendly always respond quick makes me feel safe and secure Reviewed on: 15th July 2026

Too much time on hold

When I call up to sort things out you get passed from department to department and you need to have several hours set aside to sort things out. Even then, you are on hold for so long you end up giving up after 40 minutes!Not an efficient use of my time or system. I’m STILL trying to change my Direct Debit date!!! Reviewed on: 15th July 2026

excellent facility.

PayPal credit facility has been excellent for me personally whereas i have been able to buy certain necessary item and spread the cost over 4 months making the purchase affordable and manageable. Reviewed on: 15th July 2026

I love PayPal!

I love PayPal! It provides excellent online protection and has saved me from scam websites on several occasions. The buyer protection options are quick and easy to use, the app is very user-friendly, and the monthly statements are clear, detailed, and easy to understand. Highly recommended. Reviewed on: 15th July 2026

The interface isn't necessarily user friendly it co...

The interface isn't necessarily user friendly it could be maped out a little better to make clearer when payments were made, dates etc and better prompts when q payment is due Reviewed on: 15th July 2026

Great helper with the budget

I like the ability to put purchases on credit instantly. I’ve got £40 cashback on my first transaction. Easy to apply for and instantly accepted, will be using it a lot for my purchases Reviewed on: 15th July 2026

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