Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140662 reviews)

View other PayPal products

4.73

Based on 140,662 reviews, last reviewed 16th Jun 2026

4131150% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very reliable and safe which makes me want to use it... Very reliable and safe which makes me want to use it on every online transaction. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140662)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use.

Easy to use. Very helpful if I have a problem. Recovered money from a bad company Reviewed on: 13th June 2026

Always feel safer using Paypal.

Always feel safer using Paypal. I have been using it for a number of years. In the odd times I have had a problem with a payment then Paypal has sorted it out for me Reviewed on: 13th June 2026

Brilliant service from paypal always there too help...

Brilliant service from paypal always there too help with any problem during your transaction Reviewed on: 13th June 2026

Ive pay pal many years now an find really useful to...

Ive pay pal many years now an find really useful to buy things anywhere Quick an no need to worry about the payment system its entirely secure Reviewed on: 13th June 2026

An great way to pay

PayPal credit very easy to use, the convenience of four months interest free payments. Options to pay by direct debit or transfer funds. Great service excellent way to pay. Reviewed on: 13th June 2026

Great Experience

So easy to use and the 4 months interest free is a fantastic option to spread the cost Reviewed on: 13th June 2026

Very pleased with service

I have been using pay pal for many years, I have always been happy with the service i have received, I will continue to use pay pal for purchases in future. Reviewed on: 13th June 2026

Honest Credit Deals

Always had good service and fair credit for extra time to pay Reviewed on: 13th June 2026

Always works well , great customer service.

Always works well , great customer service. Reviewed on: 13th June 2026

Very happy with the people credit because he always...

Very happy with the people credit because he always help me cause my problems out and I never have a problem with the PayPal credit card. Reviewed on: 13th June 2026

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub