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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Been using Paypal for years.

Been using Paypal for years. Always seamless and easy to find help when needed. Only exception is that the credit is non transferable for a balance transfer. But beyond that can’t complain Reviewed on: 12th July 2026

Very helpful staff when I was dealing with fraud issue

Very helpful staff when I was dealing with fraud issue Reviewed on: 12th July 2026

Very helpful

Very helpful for spreading payments Reviewed on: 12th July 2026

Useful for large purchases but I would prefer it if...

Useful for large purchases but I would prefer it if I could buy from anywhere not just the UK on the pay in 12 or 2 4 or whatever Reviewed on: 12th July 2026

Very easy process, reliable service and plentiful in...

Very easy process, reliable service and plentiful information Reviewed on: 12th July 2026

Great service, love using it all the time.

Great service, love using it all the time. Reviewed on: 12th July 2026

customer service is the best they help me to refund...

customer service is the best they help me to refund my complain after one seller send me wrong item from china Reviewed on: 12th July 2026

Excellent service 1000

Excellent service when dealing with customer service personnel Reviewed on: 12th July 2026

Absolutely amazing, I wasn’t a town and I needed som...

Absolutely amazing, I wasn’t a town and I needed something quickly and yes, I got that I needed Reviewed on: 12th July 2026

Been great experience using PayPal

Been great experience using PayPal Reviewed on: 12th July 2026

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