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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181027 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181027)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Has positive been extremely helpful

Has been extremely helpful and reliable with being able to balance out all my impossible financial situations I previously had before I was accepted for PayPals credit card. IDE definitely recommend to others who are responsible with their cash flow. Reviewed on: 12th July 2026

Always helpful and customer service is on top.

Always helpful and customer service is on top. Reviewed on: 12th July 2026

Security

Secure system. If it's an option on a purchase I will use it. Reviewed on: 12th July 2026

Its just easy when retailers accept it at checkout.

Its just easy when retailers accept it at checkout. Reviewed on: 12th July 2026

Always great to have credit and being able to manage...

Always great to have credit and being able to manage it. Cheers guys! Reviewed on: 12th July 2026

Super easy to check out with PayPal, PayPal credit a...

Super easy to check out with PayPal, PayPal credit also offers great options with pay in 3 or 0% for 30days Reviewed on: 12th July 2026

Amazing would highly recommend

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and the account was available to use almost immediately. It’s been really useful for spreading the cost of larger purchases, and the payment options are flexible and easy to manage through the PayPal app. The interface is clear, payments are processed smoothly, and I’ve never had any issues with the service. Overall, it’s a convenient and reliable credit option that I would happily recommend. Reviewed on: 12th July 2026

Very good and easy to use and very flexible

Very good and easy to use and very flexible Reviewed on: 12th July 2026

Always superb service.

I've never had a bad experience using PayPal in any firm ir on any platform, always excellent. Reviewed on: 12th July 2026

PayPal is great

PayPal helped me when I needed it most Reviewed on: 12th July 2026

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