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PayPal: PayPal Credit reviews

4.73
Based on 140,705 reviews, last reviewed 16th Jun 2026
4132950% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've found PayPal Credit to be transparent and easy... I've found PayPal Credit to be transparent and easy to use. Having worked in financial services I've seen a lot of people vulnerable to predatory lend... Read more Reviewed on: 16th June 2026
Roslyn E's avatar
Roslyn E

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140705)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

amazing advice and customer service

5
amazing advice and customer service Reviewed on: 13th June 2026

PayPal makes me feel safe especially silly when buyi...

5
PayPal makes me feel safe especially silly when buying of social media Reviewed on: 13th June 2026

I had a problem with a seller and they sorted it wit...

5
I had a problem with a seller and they sorted it with in one hour Reviewed on: 13th June 2026

Good service

5
I am happy with PayPal services. I like flexibility and options range that service offers Reviewed on: 13th June 2026

Fantastic account I like it.

5
Fantastic account I like it. It is really help me always to pay something to pay later. Pay in three months so it’s fantastic account. Reviewed on: 13th June 2026

Always find site easy to use and customers svs answe...

5
Always find site easy to use and customers svs answers and solve issues quickly and professionally. Reviewed on: 13th June 2026

Most efficient customer services I have seen in years!

5
I ordered a product from Amazon, after a while it seemed like a scam. I contacted amazon with no reply. I contacted PayPal, they asked for certain bits of evidence then got me my refund. I really trust PayPal because this is the second time they have assisted with a securing a refund for me. Reviewed on: 13th June 2026

Great service!

5
I always have no trouble whatsoever when using PayPal. Love it! Reviewed on: 13th June 2026

Very good and easy with device clear.

5
Very good and easy with device clear. Transaction Reviewed on: 13th June 2026

I have never had any problems.

5
I have never had any problems.. always helpful and great service. Reviewed on: 13th June 2026

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