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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy, reliable and Instant.

Easy, reliable and Instant. After introduction of paypal card and compliance with good pay I think its a complete financing system now. Reviewed on: 12th July 2026

PayPal is a lifesaver...

PayPal is a lifesaver, but honestly, very difficult to get through to customer services at times. I also had to cancel a transaction and re-purchase a product, which was extremely frustrating because I had to wait so long, to see the reflection of a transaction, then make the purchase again... Live transaction updates would be a fantastic upgrade to the system and a real game changer. PayPal rewards would be a great thing to have easily available on email too, (snapshots) of discounted items or products you can purchase would also be more attractive to any new customer. Reviewed on: 12th July 2026

They are always understanding excellent help

They are always understanding , helpful and supportive, I have never felt uncomfortable or they are offering a service you can depend on they are brilliant Reviewed on: 12th July 2026

Don’t delay, get a PayPal account today.!.

Easy, secure, convenient and reassuringly safe online. Love pay in three. Reviewed on: 12th July 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Heat service Reviewed on: 12th July 2026

Satisfactory

Amazing and positive , excellent customer service and amazing service I am always impressed with your customer care team and their dedication to customer service Reviewed on: 12th July 2026

I have never had problems with PayPal and I'm happy...

I have never had problems with PayPal and I'm happy with the services they provide Reviewed on: 12th July 2026

Always very quick and easy to use

Always very quick and easy to use Reviewed on: 12th July 2026

Very quick and very easy.

Very quick and very easy. Every step very clear and easy to follow. Reviewed on: 12th July 2026

I love the security of PayPal.

I love the security of PayPal. I have paid more for items as the cheaper option didn't offer PayPal for payment. I won't risk it. Reviewed on: 12th July 2026

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