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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Loan credit

My experience has been really great I had fear about accepting or taking paypal credit card loan but I came to realise how amazing it was using them and how easy it has been. They are very straightforward Reviewed on: 28th May 2025

Great facility.

Great facility. Never had to use customer services so can only give a neutral answer, although the fact that I have not needed to use them can only be an additional positive. Reviewed on: 28th May 2025

Very easy to use and access.

Very easy to use and access. Helps with spreading out payments. Reviewed on: 28th May 2025

I find it very easy and simple to use, love the pay...

I find it very easy and simple to use, love the pay in 3 choice Reviewed on: 28th May 2025

Fast and best

quickly and without any problems. and frequent 0 percent offers Reviewed on: 28th May 2025

PayPal is easy to use and reliable.

PayPal is easy to use and reliable. Reviewed on: 28th May 2025

I use PayPal to easy pay for better quality products...

I use PayPal to easy pay for better quality products thank to pay in 3 expenses are not affecting home budget. It is good to have opportunity to choose PayPal specially on pages and shops where I never done any shopping before, that's make me secure. Reviewed on: 28th May 2025

It's been great.

It's been great. The 4 month interest free account is brilliant. The app is so easy. Set up was fast and easy. Can't really fault it. The interest is very high once the 4 months are done though Reviewed on: 28th May 2025

Paypal the game changer for financing purchases.

PayPal gives an easy to use secure way of financing purchases. The added bonus is the ability to purchase items over a small extended period with no extra costs involved. This is a game changer in the financial market. Reviewed on: 28th May 2025

Simply super!

Excellent way to pay, I love pay in 3 in & excellent customer service. Reviewed on: 28th May 2025

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