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PayPal: PayPal Credit reviews

4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181027)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always easy and simple to use.

5
Always easy and simple to use. Never had any issues with refunds or returns. Reviewed on: 12th July 2026

The best of the best.

5
The best of the best. I use PayPal pretty much everyday. Safe and secure. Reviewed on: 12th July 2026

PayPal has genuinely helped me alot throughout the y...

5
PayPal has genuinely helped me alot throughout the years, helping split my purchase payments, so can buy things i acutely need would like to see something mabey like an actual card in the future for paypal, and honestly im so happy with their service thank you so much Reviewed on: 12th July 2026

Good service.

5
Good service. Can’t complain. Does the job. Reviewed on: 12th July 2026

Great - use regularly

4
I use PayPal a lot to pay for goods and services. Only negative is customer services difficult to get in contact with. Reviewed on: 12th July 2026

Great service relevant reliable Great service releva...

5
Great service relevant reliable Great service relevant reliable Reviewed on: 12th July 2026

PayPal is the best place to send, recieve your money...

5
PayPal is the best place to send, recieve your money securely so far and I have not found any problem. Very good customer services Reviewed on: 12th July 2026

Great Experience!

5
Great Experience! Makes my life easier recommended for everyone Reviewed on: 12th July 2026

Always helpful when needed.

5
Always helpful when needed. Had an issue with a double payment taken and when enquired it was sorted quick and efficiently with good information on whats happened and how it will be resolved. Reviewed on: 12th July 2026

It is wasy to use and straight forward ease of use

5
It is wasy to use and straight forward Reviewed on: 12th July 2026

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