Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140751 reviews)

View other PayPal products

4.73

Based on 140,751 reviews, last reviewed 16th Jun 2026

4135100% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple app, easy to use. Simple app, easy to use. Easy to keep track on upcoming payments. Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140751)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Amazing convenient service!

Amazing convenient service! Accessible and easily resolved my issue! Reviewed on: 13th June 2026

Easy access to credit card via app really helps

Easy access to credit card via app really helps Reviewed on: 13th June 2026

The best tool ever.

The best tool ever. I recommend it to everyone Reviewed on: 13th June 2026

Feel its a different way to do banking

Feel its a different way to do banking Reviewed on: 13th June 2026

Very good for day to day pay, good terms for when yo...

Very good for day to day pay, good terms for when you don’t want to full price straight away Reviewed on: 13th June 2026

Helps balance my budget.

Easy to use. Always feel safe. Helps me balance my spending budget for buying the things I need. Very convienient to keep an eye on. Reviewed on: 13th June 2026

"PayPal is brilliant"

Paypal was excellent when I joined in 2012 and not once have they defaulted in any of my many transactions. They also allowed me £2000 credit with pay in three which I have used so many times as it saves paying a larger amount all at once. Thank you PayPal! Reviewed on: 13th June 2026

Easy to use PayPal Credit

Easy to use PayPal Credit, but need to keep an eye on balances to avoid paying % charges or late-payment fees ! Reviewed on: 13th June 2026

Very considerate as to repayment date flexibility

Very considerate as to repayment date flexibility Reviewed on: 13th June 2026

Customer service guaranteed

Always have customers back there when ever i need help Reviewed on: 13th June 2026

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub