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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140796 reviews)

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4.73

Based on 140,795 reviews, last reviewed 16th Jun 2026

4137150% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

its there when you need help helped when i needed it the most and easy manageable Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140796)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

An easy and fair credit system.

PayPal credit is a great and easily accessible service for both online and in person purchases. Highstreet banks will often force you to jump through many unnecessary hoops to qualify for a credit card with them but PayPal uses a much fairer and more respectful system. Reviewed on: 13th June 2026

PayPal credit easy for online...

I use PayPal credit as an easy way of keeping online purchases in one place and take advantage of special offers Reviewed on: 13th June 2026

Great credit provider, clear interest rates and exce...

Great credit provider, clear interest rates and excellent 4 months interest free options. Good app easy to use and understand. Reviewed on: 13th June 2026

A GREAT! Website

I Feel safe using PayPal when making Transactions. Reviewed on: 13th June 2026

Just started with it but happy so far

Just started with it but happy so far Reviewed on: 13th June 2026

I was always given the right information on point an...

I was always given the right information on point and resolved my issues promptly and professionally and listened to my queries patiently. Reviewed on: 13th June 2026

Fast and easy to organise shopping with credit

Fast and easy to organise shopping with credit Reviewed on: 13th June 2026

When I first got an account with PayPal there were a...

When I first got an account with PayPal there were a limited amount of places where you could use PayPal to purchase items, however over time the choice of participating places has grown allowing the company’s account holders much more freedom of choice. Reviewed on: 13th June 2026

PayPal credit is my top pick

PayPal credit is really great. Simple to use and to see clearly whats going on. Love that I can use it at checkout most places online. Best feature is the 0% interest pay over four months which is amazing if I need more flexibility. Reviewed on: 13th June 2026

Using for a long time

I have used paypal credit for a long time. It is a great help to make payment in smaller chunks and make things affordable. I usually use it for bigger purchase but also used it for under £100 items when money issues or trust is low on selling company. Reviewed on: 13th June 2026

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