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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never had a problem with PayPal, what you see is wha...

Never had a problem with PayPal, what you see is what you get. Reviewed on: 28th May 2025

Affordable payments

Very easy to use with pay in three and affordable credit terms for PayPal credit Reviewed on: 28th May 2025

Pay pal is the best

Pay pal has the best service in the industry Reviewed on: 28th May 2025

I had very good experience like flexible plan withou...

I had very good experience like flexible plan without interest rate Reviewed on: 28th May 2025

Quick and painless access to finance

Quick and painless access to finance Reviewed on: 28th May 2025

I have been using PayPal for years now.

I have been using PayPal for years now.the best on the market Reviewed on: 28th May 2025

Very reliable and great service especially when it c...

Very reliable and great service especially when it comes to fraudulent activities Reviewed on: 28th May 2025

Great deals

from start to finish p/pal were excellent Reviewed on: 28th May 2025

Craig review

Great product, very safe and secure would highly recommend Reviewed on: 28th May 2025

Best credit provider ever

PayPal credit is the best credit provider for me and has saved me many times when I needed some shopping and couldn’t afford plus they annual rates a so cheap and interest free even better I couldn’t be happier and stress free than this honestly PayPal has been my saving grace Reviewed on: 28th May 2025

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