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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181023)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always had a great experience using paypal

Always had a great experience using paypal Reviewed on: 12th July 2026

Always 1st class service. 5 stars

Always 1st class service AAA+++. Great value too. Particularly impressed with 0% payment options over 3 to 6 months. Reviewed on: 12th July 2026

Paypal always sort everything fast and without problems

Paypal always sort everything fast and without problems Reviewed on: 12th July 2026

Will never leave

I have been using PayPal and PayPal credit for years. While other similar companies have appeared, I still favour PayPal over all of them. I feel safe in the knowledge that my purchases are protected. Reviewed on: 12th July 2026

Amazing app

Just amazing easy and very good app Reviewed on: 12th July 2026

I have had many other retail providers who offered me

I have had many other retail providers who offered me their products and I am actively using some of them, like Klarna, Clearpay, Zilch. However, the retail service by PayPal, I think is the Big daddy of identical retail service providers. It's been about a decade I have been using PayPal, and it is by far the best yet no matter how many other providers pop up. Reviewed on: 12th July 2026

Using PayPal has been hvelpful paying in 3 I used it...

Using PayPal has been helpful paying in 3 I used it to buy my tickets to Africa after not being able to see my family for 3 years with PayPal I was able to travel to Africa Reviewed on: 12th July 2026

Very easy to set up, great communication with everyt...

Very easy to set up, great communication with everything I have had to do Reviewed on: 12th July 2026

PayPal your safe pal.

PayPal has been a godsend with their credit options and ability to send money. It always feel like the safe option for me. Reviewed on: 12th July 2026

PayPal payments

Great way to make online payments Reviewed on: 12th July 2026

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