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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (141223 reviews)

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4.73

Based on 141,223 reviews, last reviewed 17th Jun 2026

4156650% increase in 5 star reviews

in the past 90 days

11800% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I use PayPal regularly, does the job I use PayPal regularly, does the job Reviewed on: 17th June 2026

Latest lowest rating:

1

Am a buff and proficient student ... Am a buff and proficient student Reviewed on: 17th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (141223)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use , fast money transfer fully recommend

Easy to use , fast money transfer fully recommend Reviewed on: 14th June 2026

Easy to use, with so many benefits.

Easy to use, with so many benefits. Reviewed on: 14th June 2026

Great value, excellent customer service and always r...

Great value, excellent customer service and always responsive to queries. Reviewed on: 14th June 2026

PayPal Credit Card Review. Excellent Experience

I have been using PayPal Credit for the past few months, and my experience has been excellent. One of the biggest advantages is the 0% interest installment plans available on eligible purchases over £100, which makes it much easier to spread the cost of larger purchases without paying extra interest. The application process was simple, and the credit facility has been very convenient to use. Throughout the time I have used it, I have never faced any issues with payments, transactions, or account management. The service is reliable, easy to understand, and integrates seamlessly with PayPal purchases. I have used a significant amount of credit during this period, and I can confidently say that PayPal Credit is one of the best credit options I have used. The flexibility, interest-free payment plans, and smooth user experience make it a great choice for anyone looking to manage their purchases more effectively. I would highly recommend PayPal Credit to anyone who regularly shops online and wants a flexible, hassle-free way to spread the cost of purchases. Reviewed on: 14th June 2026

It just works!

It just works! And hopefully it will never change! Reviewed on: 14th June 2026

Great fast service, brilliant customer service, they...

Great fast service, brilliant customer service, they respect the customers the most for sure Reviewed on: 14th June 2026

Was easy to set up and use.

Was easy to set up and use. Got a good limit and a lot of online shops accept paypal credit which really helps. Reviewed on: 14th June 2026

Always a good seamless experience with PayPal

Always a good seamless experience with PayPal Reviewed on: 14th June 2026

Always had a great experience with PayPal and I've f...

Always had a great experience with PayPal and I've found it is very safe and secure for most to all of my purchases. Now that they offer credit too, I have the confidence to know they have my back when I need some financial help. Reviewed on: 14th June 2026

Big fan of PayPal professional, Helpful and to

I would like to thank PayPal for their excellent customer service. Last week, I noticed a £54 subscription renewal from a third party that I had not authorised. After contacting PayPal, their support team was understanding, professional, and quick to help. Thanks to their assistance, my case was resolved and I received a full refund. I have also found PayPal’s Pay in 3 service very helpful and convenient for managing purchases. It’s reassuring to know that PayPal genuinely looks after its customers and provides reliable support when needed. Reviewed on: 14th June 2026

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