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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142786 reviews)

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4.73

Based on 142,786 reviews, last reviewed 19th Jun 2026

4228000% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The customer service are helpful The customer service are helpful Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142786)

Great convenience

I have been using PayPal credit and find it convenient to use online or when making in store purchases. Reviewed on: 15th June 2026

Every time I’ve used them I’ve never had an issue ev...

Every time I’ve used them I’ve never had an issue everything always goes through smoothly Reviewed on: 15th June 2026

Always there, always reliable and trustworthy

Always there, always reliable and trustworthy Reviewed on: 15th June 2026

Always reliable always feel safe paying with PayPal...

Always reliable always feel safe paying with PayPal and always had great customer service second to none. Reviewed on: 15th June 2026

It was easy to use and activate.

It was easy to use and activate. Best for online transaction and so secure. Reviewed on: 15th June 2026

It's good, but could be better

It is a great option for splitting up bigger purchases over few months. Wouldn't use it for anything over 4 months though as the interests are steep. Easy to use, the overview on is okay, can be but unclear if you have several payments, but the Direct Debit setup was easy enough. Reviewed on: 15th June 2026

PayPal is a way of paying on your terms

PayPal is a way of paying on your terms PayPal offers different ways of managing your money on your terms. Reviewed on: 15th June 2026

I’m happy with the way PayPal works

I’m happy with the way PayPal works Reviewed on: 15th June 2026

Ready to go

Reliable and flexible helps with my credit score Reviewed on: 15th June 2026

Trustful and reliable

Trustful easy to use transactions are processed quickly it’s a reliable and trustworthy payment service Reviewed on: 15th June 2026

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