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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142839 reviews)

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4.73

Based on 142,839 reviews, last reviewed 19th Jun 2026

4230550% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142839)

Quality app

Easy to use . Have had the 3 month to pay a few times. I have found that most people trust PayPal which gives me confidence to use it regularly Reviewed on: 15th June 2026

It such an easy process

It such an easy process to navigate, and the communication and updates are very useful to keep payments on track Reviewed on: 15th June 2026

I have been using PayPal to make interest free purch...

I have been using PayPal to make interest free purchases, and I have benefitted from their rewards for using PayPal services for purchase. Using PayPal has been seamless. Nice service Reviewed on: 15th June 2026

Quick and efficient.

Quick and efficient. Helpful and diligent. Reviewed on: 15th June 2026

Easy and Convenient Credit Service

I have had a positive experience with PayPal Credit. The application process was straightforward, and it is very convenient for making purchases and spreading payments over time. The online account management is easy to use, and I can clearly see my balance and payment dates. Overall, it has been a helpful financial tool, and I would recommend it to others looking for flexible payment options. Reviewed on: 15th June 2026

Excellent quality experience service with 100 % trus...

Excellent quality experience service with 100 % trust platform. I all ways pay with PayPal secure money to online shipping To describe your PayPal experience, the exact words depend on whether you are referring to the digital wallet app, the customer service, or your overall platform usage. Reviewed on: 15th June 2026

Zero interest credit

I have access to credit with zero interest which is amazing Reviewed on: 15th June 2026

Always sorted me and provided excellent customer ser...

Always sorted me and provided excellent customer service Reviewed on: 15th June 2026

Fantastic service

Easy to understand, quick and efficient Reviewed on: 15th June 2026

I've never had a bad experience.

I've never had a bad experience. Always been quick and efficient if I have had any problems with retailers or payment queries. Makes using PayPal to pay for goods and services easy and with peace of mind. Reviewed on: 15th June 2026

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