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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I only recommend it to everyone

I've been using it for years with no issues. So far so good . some improvements might be needed on the app but it's perfectly fine. I like the fact that I don't need to empty my wallet and I can pay back little by little when it suits me. Reviewed on: 28th May 2025

Managing finances can be simplified with convenient...

Managing finances can be simplified with convenient credit options. A revolving credit line offers flexibility for purchases. Understanding the terms and conditions is essential for responsible use. Timely payments contribute to a positive credit history. Explore available resources to make informed financial decisions. Reviewed on: 28th May 2025

I have been with PayPal for many years, they never l...

I have been with PayPal for many years, they never let me down. I have never had any problems. Reviewed on: 28th May 2025

Paypals been an excellent choice when choosing payme...

Paypals been an excellent choice when choosing payment methods available to me. Reviewed on: 28th May 2025

I always feel much more secure using PayPal online,w...

I always feel much more secure using PayPal online,with any company I’m buying from…If I don’t receive my order, or it’s not as described,PayPal will try to sort out the problem and get a refund… Reviewed on: 28th May 2025

Paypal needs a overhaul and simplyfy the whole process

PayPal credit is not as simple to use or view and manage as other. Even when it comes to make payments the process is very long and complicated which makes one use competitor more and more. Needs to be simplified Reviewed on: 28th May 2025

Great paypal fantastic service I recommend everyone

Great paypal fantastic service I recommend everyone Reviewed on: 28th May 2025

Very resourceful and helps a lot in life easy to pay...

Very resourceful and helps a lot in life easy to pay mouthy and to understand Reviewed on: 28th May 2025

Great help at Christmas times.

I found using PayPal credit very helpful at Christmas times when buying gifts for a large family can be difficult. Reviewed on: 28th May 2025

They don't make it easy to pay off individual purcha...

They don't make it easy to pay off individual purchases that may attract interest via the app. Therefore you tend to miss the cut off date and pay interest. The lack of this feature is annoying and could easily be added to there app. I'm sure Reviewed on: 28th May 2025

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