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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Love Paypal credit l for zero % 4 months

Love Paypal credit l for zero % 4 months Reviewed on: 12th July 2026

The operator phone they help me with some payment.

The operator phone they help me with some payment... great job... Reviewed on: 12th July 2026

There is no way to pay in instalments although I hav...

There is no way to pay in instalments although I have opted for instalments. Reviewed on: 12th July 2026

PayPal credit

I like using PayPal credit as it gives me a bit of time to pay things off and there’s no interest for 4 months. I also get PayPal points for each purchase which is adding up. It’s easy to use and so is the app. Reviewed on: 12th July 2026

The app makes a difference.

The app makes a difference. I can track easily all the payments. Reviewed on: 12th July 2026

I like PayPal never have any problems with it delive...

I like PayPal never have any problems with it delivers what it says plain sailing all the way Reviewed on: 12th July 2026

Always feel safe and protected with using PayPal

Always feel safe and protected with using PayPal Reviewed on: 12th July 2026

Always handy for emergency's

Always handy for emergency's good interest rates would highly recommend Reviewed on: 12th July 2026

Stick with who u know and trust

Used other finance companies and I’ll never use them again. I’ll always use PayPal. I trust them 100%. Reviewed on: 12th July 2026

I have always found PP to be efficient and helpful

I have always found PP to be efficient and helpful Reviewed on: 12th July 2026

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