Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Easy to use gives you surcuritie when buying online

Easy to use gives you surcuritie when buying online Reviewed on: 28th May 2025

Easy to use, need more platforms

Easy to use, but it is not available o lot of platforms Reviewed on: 28th May 2025

Simpleness

Paypal is easy to use & has great customer communication. Reviewed on: 28th May 2025

Excellent way to spread the cost

I would recommend this service it’s easy to use and is an excellent way to spread the cost during this cost of living crisis. Excellent service. Reviewed on: 28th May 2025

Wonderful Service by Paypal Credit

I have applied for PayPal credit numerous times have always been accepted and thank them for offering this wonderful service. Reviewed on: 28th May 2025

best way to make purchases

I use PayPal whenever I can for purchases or sending money to friends and family. Service is brilliant, smooth and secure. Reviewed on: 28th May 2025

Great service

I've been using PayPal for several years now, and my experience has been overwhelmingly positive. The platform offers a seamless and secure way to manage online payments, whether for personal use or business transactions. One of the standout features is the ease of sending and receiving money globally. The user-friendly interface makes it simple to complete transactions with just a few clicks, and the mobile app adds even more convenience when I'm on the go. Security is another area where PayPal excels. Their robust encryption and fraud protection measures give me confidence that my financial information is safe. Additionally, their buyer protection policy has provided me with peace of mind during online purchases, knowing that I can resolve disputes effectively if needed. Customer support has also been responsive and helpful whenever I've had queries. Combined with the flexibility of linking multiple bank accounts and cards, PayPal has proven to be an indispensable tool in my digital financial toolkit. I highly recommend PayPal to anyone looking for a reliable, secure, and convenient payment solution. Reviewed on: 28th May 2025

Excellent experience

Help me to buy my favourite smartphone Reviewed on: 28th May 2025

Always helpful

I'm a PayPal customer for a long time. I'm satisfied. PayPal is always helpful when I need to purchase something expensive. Reviewed on: 28th May 2025

Excellent service good Quality provider

I feel very safe using PayPal, they keep on top of my transactions and keep me informed of any changes. They also make sure that I get my money back if I have any problems with my purchases. Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub