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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181019)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Interest free credit on PayPal was seamless.

Interest free credit on PayPal was seamless. Reviewed on: 12th July 2026

No hassle financial help when needed.

Money is always tight now days. You never know when something is going to go wrong and you suddenly need to replace an expensive item. For example my daughter's cooker died and with a household with 4 young children needing to replace fast. Ebay and PayPal had my back. No hassle at all. Thanks PayPal. Reviewed on: 12th July 2026

I find it easy to use and very convenient.

I find it easy to use and very convenient. Reviewed on: 12th July 2026

nothing to complain about

Class service nothing to complain about Reviewed on: 12th July 2026

Just a simple approach to purchases.

Just a simple approach to purchases. Reviewed on: 12th July 2026

Clear, easy to use, everything on your mobile, ready...

Clear, easy to use, everything on your mobile, ready to go within seconds, no problem Reviewed on: 12th July 2026

Feeling safe , reassured with every transaction

Reliable, fast, easy to use. Know your money and details are in safe hands. Reviewed on: 12th July 2026

Easy to set up, reminders with notice, convenient

Easy to set up, reminders with notice, convenient Reviewed on: 12th July 2026

Really great to have when needed

Really great to have when needed Reviewed on: 12th July 2026

Good customer service and a great way to spend and s...

Good customer service and a great way to spend and spread the cost. The toffee great security as well. Reviewed on: 12th July 2026

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