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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180656)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've been with PayPal for over a decade.

5
I've been with PayPal for over a decade. Amazing customer service. Never had any issues with my account whatsoever and if I've had a query and I've called up customer service it's been dealt with straight away. Really informative stuff. I've also been using PayPal credit over the last year and just find it absolutely brilliant Reviewed on: 12th July 2026

Great service

5
Great service, I feel my money is so safe Reviewed on: 12th July 2026

Quick and easy to use, there when you need it plus...

5
Quick and easy to use, there when you need it plus a little more help with the 3 months payment plan, zero interest Reviewed on: 12th July 2026

Helpful and easy

5
Its been very helpfull and easy to use Reviewed on: 12th July 2026

So easy and available on most websites as payment op...

5
So easy and available on most websites as payment option. You can choose as safe payment method or to spread the cost given you full control. Reviewed on: 12th July 2026

5 star service and more.

5
All my experiences with PayPal have been simple and resolved quickly. They have always provided an excellent service. Have and always will recommend them. Reviewed on: 12th July 2026

I love using PayPal with my online purchases for it...

5
I love using PayPal with my online purchases for it is convenient, safe, secure and fast to use. It also offers instalment payment with zero interest which is helpful for mums like me who manages the family’s monthly spending budget. Reviewed on: 12th July 2026

Payoal Credit - Excellent

5
I’ve found PayPal Credit easy to set up via the app and really easy to use and to see account balances wherever and whenever I need to. Any dealings with PayPal have always been excellent and their customer service team have always been helpful and very patient, I would highly recommend PayPal Credit to family and friends without hesitation. Reviewed on: 12th July 2026

PayPal was a convenient and secure experience for me.

5
PayPal was a convenient and secure experience for me. Creating an account was straightforward, and linking my bank account was quick. I used PayPal to make an online purchase, and the payment was processed instantly without having to enter my card details on the website. I also appreciated receiving an email confirmation for the transaction, which helped me keep track of my spending. Overall, PayPal made online payments easy, fast, and reliable, and I would use it again for future purchases Reviewed on: 12th July 2026

Great offers and repayments and best apr, good value...

5
Great offers and repayments and best apr, good value for money Reviewed on: 12th July 2026

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