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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181018)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really easy to use

Really easy to use and everything is all in one place and accessible Reviewed on: 12th July 2026

Live it never had any problems and have recommended...

Live it never had any problems and have recommended it to friends and family. Reviewed on: 12th July 2026

With PayPal shopping is more enjoyable

With PayPal shopping is more enjoyable. I hope they can increase the speed if syncing in paypal credit. Reviewed on: 12th July 2026

Excellent

Always have had great confidence in PayPal since I’ve been using them definitely recommend them to anyone Reviewed on: 12th July 2026

Efficient service - would recommend all services to...

Efficient service - would recommend all services to family and friends Reviewed on: 12th July 2026

Everything was easy to use and hassle free

Everything was easy to use and hassle free Reviewed on: 12th July 2026

PayPal so easy to use

I find PayPal so easy to use and my money is safe, recommend to anyone. Reviewed on: 12th July 2026

Very good service and friendly for customers

Very good service and friendly for customers Reviewed on: 12th July 2026

Always helpful and friendly staff.

Always helpful and friendly staff. Reviewed on: 12th July 2026

Happy customer

Good Security & Privacy: When you pay via PayPal, the merchant never sees your actual credit card or bank account numbers. It acts as a secure buffer. Reviewed on: 12th July 2026

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