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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181017 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181017)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good program, great points system.

Good program, great points system. I haven’t had to talk to customer support much, but they have been helpful when I have. Reviewed on: 12th July 2026

Easy to contact, use and great support

Easy to contact, use and great support Reviewed on: 12th July 2026

Never had any issues with PayPal never needed to con...

Never had any issues with PayPal never needed to contact them as never experienced any issues with PayPal. Reviewed on: 12th July 2026

Excellent customer service

I've had a couple of issues with sellers. These have been resolved in my favour very quickly and my money returned to me. Credit availability helps me budget which is important to me as I am retired Reviewed on: 12th July 2026

Easy transaction.

Easy transaction. No hassles. Would use again Reviewed on: 12th July 2026

Always easy to use and normal interest free, what’s...

Always easy to use and normal interest free, what’s not to like!? Reviewed on: 12th July 2026

Easier access to credit and good experience with usi...

Easier access to credit and good experience with using pay in three Reviewed on: 12th July 2026

Ease of use and convenience is amazing

Ease of use and convenience is amazing Reviewed on: 12th July 2026

A great way to pay and any issues I've had needing a...

A great way to pay and any issues I've had needing a refund PayPal has always gone above and beyond Reviewed on: 12th July 2026

I have been with PAYPAL UK for approx 10 years, l ha...

I have been with PAYPAL UK for approx 10 years, l have always found them Respectfull when speaking to staff when making enqluiries or asking for advice on matters that will help and have a better understanding and even better experience with them. I now have a Paypal card that l use not only online l also use in the shops and use offers l can use in shops and get Points on all purchases if using in shops or online and the Card has been given very good if not excellent reviews online when using the card abroad when looking at reviews. I have also used the interest free pay in 3 on a high number occasions over 3 months and l have also noticed they have a new system where you can pay over a month, which l will take advantage of in the future. I am sometimes asked in shops about my thoughts on my Paypal card and it is without any hesitation and a honest opinion that l say l would Highly Recommend and is ideal for myself. Reviewed on: 12th July 2026

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