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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great products.

Great products. Zero % interest is always nice! Easy to make repayments and always good comms from them before a payment is due. Definitely handy for monthly cash flow being able to purchase larger items using the credit facility and no interest if paid back in a few months. Reviewed on: 27th May 2025

Staff and very helpful and considerate

Whenever I have an issue and I contact customer services, I am always satisfied with how effectively the matter is dealt with and most issues are resolved on the first phone call. Also when I have some financial challenges, they were Very understanding and helpful. Reviewed on: 27th May 2025

Quick & easy safe way of paying for goods

Quick & easy safe way of paying for goods Reviewed on: 27th May 2025

Smooth, Flexible, and Reliable Payment Option

Using PayPal Credit has been a great experience—easy to log in, quick to pay, and the instant credit access is a real plus when needed. I especially appreciate the ‘Pay in 3’ feature, which makes managing larger purchases much more convenient and budget-friendly. Reviewed on: 27th May 2025

I have a good experience with PayPal.

I have a good experience with PayPal. I recommend to others as well for using PayPal. Reviewed on: 27th May 2025

Paypal honest long term review

Having used paypal almost since its inception I have had a very informative monthly easy to use website menu & the very best of help when things go wrong with a purchase. The credit options are very transparent to which I have used for several online retailers in recent years in order to smooth out the financial outlay for 3 or 4 months interest free. Reviewed on: 27th May 2025

I have used PayPal credit on numerous occasions it’s...

I have used PayPal credit on numerous occasions it’s really flexible and interest rates aren’t too bad Reviewed on: 27th May 2025

PayPal is just the best I've used PayPal for over...

PayPal is just the best. I've used PayPal for over 10 years. Never had a problem. It's so easy to use, pay, navigate the website. The best yet. Can't complain Reviewed on: 27th May 2025

Good offers and easy to make payments

Good offers and easy to make payments Reviewed on: 27th May 2025

Quick and easy to use, and a good solution for occas...

Quick and easy to use, and a good solution for occasional spends on treats or non-essential purchases. Reviewed on: 27th May 2025

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