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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179655 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179677)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great card for spending and setting limits

Great card for spending and setting limits Reviewed on: 11th July 2026

Convenient

PayPal is safe and reliable way to make payment and transfer, I love it. Reviewed on: 11th July 2026

Great product and terms, app is easy to use

Great product and terms, app is easy to use Reviewed on: 11th July 2026

Very easy to call and discuss any query's I have...

Very easy to call and discuss any query's I have Reviewed on: 11th July 2026

Good credit option offered when needed but not aggre...

Good credit option offered when needed but not aggressively. Used it sparsely over the years Reviewed on: 11th July 2026

I have been with PayPal for many years.

I have been with PayPal for many years. PayPal gives me peace of mind, and safety when buying goods and tracking services are excellent. I get great deals, excellent guarantees of delivery and payments. Fantastic customer service to help if needed.It’s a no brainier really so flexible and it’s so easy to use online. So diverse! and suitable for everyone whatever they need.! Over the years PayPal have got better and better , offering a wide range of services to suit everyone and makes payments easy. Reviewed on: 11th July 2026

I've had a very positive experience with PayPal Credit.

I've had a very positive experience with PayPal Credit. The application process was straightforward, and it's been a convenient way to spread the cost of purchases when needed. I appreciate how easy it is to manage my account through PayPal, with clear payment information and the flexibility to make additional payments at any time. The promotional interest-free periods on eligible purchases have been particularly useful, as long as you keep track of the repayment dates. Customer service has also been helpful whenever I've had a query. Overall, PayPal Credit has been a reliable and convenient financial tool, and I would happily recommend it to anyone looking for a flexible way to manage their online purchases. Just be sure to understand the terms and make payments on time to get the most benefit. Reviewed on: 11th July 2026

Easy to set up easy to use & great options on payments

Easy to set up easy to use and great flexibility for you to decide how to spread the costs. Makes buying easy online and in store for any purchase. Wish I had done it sooner! Reviewed on: 11th July 2026

PayPal is very user friendly, various options offere...

PayPal is very user friendly, various options offered to suit all for your purchases and excellent customer service if you have a problem with a shipment/seller. They take over and sort it. Reviewed on: 11th July 2026

I've used PayPal Credit for a number of different pu...

I've used PayPal Credit for a number of different purchases and have found the flexibility & security it offers to be really good. I have other credit options available to me, however PayPal is my go to. Reviewed on: 11th July 2026

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