Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143045 reviews)

View other PayPal products

4.73

Based on 143,045 reviews, last reviewed 20th Jun 2026

4239600% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143045)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Save transaction %100

Very good service, I've had problems in past with suppliers. And PAYPAL have sorted for me amazing service Reviewed on: 15th June 2026

Easy and safe .

Easy and safe . You know your money is safe paying through PayPal. Reviewed on: 15th June 2026

A fantastic service

Quick and easy to set up, very easy to use. It's also very simple to set up payments and make over payments. A fantastic service. Reviewed on: 15th June 2026

Having been a PayPal customer for over 10 years I ha...

Having been a PayPal customer for over 10 years I have always felt that its services are amazingly helpful in many different ways Reviewed on: 15th June 2026

It's helps when you are in need of money.

It's helps when you are in need of money.. Reviewed on: 15th June 2026

I love the fact their are credit options and pay in...

I love the fact their are credit options and pay in 3, as a single mother this helps me out so much. Reviewed on: 15th June 2026

Straight forward dealing.

Straight forward dealing. Quick response time, I value that. Reviewed on: 15th June 2026

Best service

PayPal is easy to use, convenient and provides a number of options and services. Reviewed on: 15th June 2026

It give you security when paying for things

It give you security when paying for things Reviewed on: 15th June 2026

Easy to apply, great App, lots of different ways to...

Easy to apply, great App, lots of different ways to pay for goods, trustworthy company, when I have needed to contact customer service the experience was professional and dealt with quickly Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74020 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub