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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179628 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179629)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Ease of transactions.

Ease of transactions. Interest free period useful and app well set out. Reviewed on: 11th July 2026

Quick to decide if able to have a card so I could ge...

Quick to decide if able to have a card so I could get my emergency repair done on my car. Other companies take longer and some are harder to get. easy to navigate to make payments and check balance. Card arrived quite quickly. PayPal is quite often an option online for payments and logging into account is often quicker then filing in all card details. Reviewed on: 11th July 2026

I feel safe!

I have used PayPal for years with zero issues. I feel safe using it over debit card for online transactions. Reviewed on: 11th July 2026

Using the card for a car repair with 4 months intere...

Using the card for a car repair with 4 months interest free it really helps lower income family households Reviewed on: 11th July 2026

Good information & service gives me what i need

Good information & service gives me what i need Reviewed on: 11th July 2026

I paid through paypal for an item that turned out to...

I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take it further Reviewed on: 11th July 2026

I have had PayPal for over 15 years and have never h...

I have had PayPal for over 15 years and have never had any problems... It is my preferred way of paying for any goods online as it comes straight from my bank account, or if I want to wait for any funds to reach my account, then I use the PayPal Credit and I make sure it goes straight back in when the funds are in my bank account. It is also fabulous for sending money to friends and family, just by using their email address associated with their PayPal account. It is done immediately. My Grandson has a PayPal account now and likes to shop online using his PayPal, so I just top up his account when ever he dies little jobs for me, it all mounts up and in the end he has enough for what ever he wants. I've heard some people had problems years ago but I never have and I think that was when PayPal first started, so you could expect teething problems then as with anything new.. But now it's well established and one of the top best, I would actually say the top, if the best ways to pay for goods, not only in one go but over a time period, and also sending money to family and friends. I'm not with any other payment system, only PayPal and that's been good enough for me for many years so that's how it will stay... Reviewed on: 11th July 2026

Always easy to use quick and simple

Always easy to use quick and simple Reviewed on: 11th July 2026

Great service

Great service safe payments and refunded very quick Reviewed on: 11th July 2026

Reliable, easy, flexible

PayPal credit is easy, flexible, reliable, trustworthy , helps with bigger purchases, amazing staff Reviewed on: 11th July 2026

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