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PayPal: PayPal Credit reviews

4.73
Based on 181,001 reviews, last reviewed 22nd Jul 2026
207% increase in 5 star reviews
in the past 90 days
257% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026
David 's avatar
David

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181006)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Nice frm

5
Best retail provider - shop ahead shop well trustworthy Reviewed on: 12th July 2026

Happy shopper..

5
Ever transaction has been very smooth and I shop knowing paypal has gas my back Reviewed on: 12th July 2026

Straight forward to use.

5
Straight forward to use. App interface is intuitive Reviewed on: 12th July 2026

Fine, payments are seamless with plenty of warning.

3
Fine, payments are seamless with plenty of warning. Reviewed on: 12th July 2026

best credit facility ever!

5
best credit facility ever! i truly don't know how can it get better Reviewed on: 12th July 2026

Reliable fast secure.

5
Reliable fast secure. Ease of mind if any issues with purchases Reviewed on: 12th July 2026

Great service for covering unexpected extras like bi...

5
Great service for covering unexpected extras like birthday and wedding gifts, especially as you can pay it off over 4 moths without interest. Reviewed on: 12th July 2026

Always get my money back when things don’t work out...

5
Always get my money back when things don’t work out like they should, the only issue is sometimes you have to wait longer than you’d like to get your money back. Reviewed on: 12th July 2026

Easy to use and navigate.

5
Easy to use and navigate. Accessible and responsible provider. Would happily recommend as there are a variety of payment options to suit your specific need. Reviewed on: 12th July 2026

The best provider on the market place

5
Great customer service, there when a transaction goes wrong. Best provider on the market. Reviewed on: 12th July 2026

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