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PayPal: PayPal Credit reviews

4.73
Based on 181,001 reviews, last reviewed 22nd Jul 2026
207% increase in 5 star reviews
in the past 90 days
257% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026
David 's avatar
David

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181004)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very reliable and trustworthy I do All my transactio...

5
Very reliable and trustworthy I do All my transactions through PayPal and it never let down me Reviewed on: 12th July 2026

Good service however never had to get in contact so...

5
Good service however never had to get in contact so can’t rate customer service Reviewed on: 12th July 2026

Helpful good sevice

5
HelpfulHelpful good sevice let's try with paypal stay with Reviewed on: 12th July 2026

All good, use PayPal for lots of things now.

4
All good, use PayPal for lots of things now. Reviewed on: 12th July 2026

Easy access and availability to use online

5
Easy access and availability to use online Reviewed on: 12th July 2026

I use PayPal daily and have always found it so quick...

5
I use PayPal daily and have always found it so quick and easy. Any issue that I have had has always been resolved quickly and efficiently. Reviewed on: 12th July 2026

I have had PayPal for many years ,they have always b...

5
I have had PayPal for many years ,they have always been there for me either as a mediator or as a funds provider, they have always been excellent and helpful in any aspects of finance and payment. They get five stars from me. Reviewed on: 12th July 2026

Easy to use

5
I have been using PayPal Credit and it is very easy to use. The service is very good, and I would definitely recommend it to others. Reviewed on: 12th July 2026

Excellent no issues and have had a paypal for over a...

5
Excellent no issues and have had a paypal for over a decade Reviewed on: 12th July 2026

Easy quick and simple.

5
Easy quick and simple, like the pay in 3 service by just using the app in store Reviewed on: 12th July 2026

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