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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181004)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Every transaction was safe.

Every transaction was safe. Never had an issue and always kept up to date Reviewed on: 12th July 2026

PayPal is a good way for your money to be safe.

Have always found PayPal to be easy to use & very useful. If anything goes wrong they always support you and sort it out. I have used it for years and it’s always been very efficient. Reviewed on: 12th July 2026

I have had a good experience with PayPal Credit.

I have had a good experience with PayPal Credit. It is easy to apply, simple to use, and helps me spread the cost of bigger purchases. The app makes it easy to manage payments and check my balance. Overall, it is a convenient service when used responsibly. Reviewed on: 12th July 2026

I would normally pay for goods in full

I would normally pay for goods in full I was looking to buy a drum kit that I had been wanting to add to my collection, I was offered the chance to take out the PayPal credit option I wasn’t sure about at first as I’ve never payed for items that way before, but when I thought about it I jumped at it no interest over so many months to pay, I set it up with no problem at all and that’s good for me being a pensioner that’s not good with Tec stuff, so a few months down the line all payed off brilliant I will definitely be using the PayPal credit again but don’t tell my wife Reviewed on: 12th July 2026

Reliable and more accredited merchants.

Reliable and more accredited merchants. Reviewed on: 12th July 2026

Everything I need plus great customer service.

Everything I need plus great customer service. I highly recommend. Reviewed on: 12th July 2026

Brilliant customer service payments and any issues a...

Brilliant customer service payments and any issues always on point always responsive Reviewed on: 12th July 2026

Its the best, nobody does it better or comes near!

Its the best, nobody does it better or comes near! Reviewed on: 12th July 2026

Largely I’ve been happy, it’s straightforward and no...

Largely I’ve been happy, it’s straightforward and not a horrendous limit to get into lots of debt. It’s just enough to be useful for paying for things shorty term Reviewed on: 12th July 2026

I've always trusted PayPal as my first means of onli...

I've always trusted PayPal as my first means of online transactions. Their interest free credit has been very beneficial to me with larger transactions. I feel very secure in the knowledge that they will assist in any irregularities that may arise,which to their credit, hasn't happened. First rate service,highly recommended. Reviewed on: 12th July 2026

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