Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181002 reviews)

View other PayPal products

4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181002)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always use PayPal- trusted and convenient

Always use PayPal- trusted and convenient Reviewed on: 12th July 2026

Reliable

Always rely on paypal very good in my experience Reviewed on: 12th July 2026

The option to pay in 3 is amazing, helped to spread...

The option to pay in 3 is amazing, helped to spread unexpected costs without harming the budget. The fact it is at 0% is amazing. Thank you Reviewed on: 12th July 2026

Easy to use!

It was very straightforward and easy to use PayPal for making a purchase with an airline online Reviewed on: 12th July 2026

Extremely easy service to use.

Extremely easy service to use. The App is user friendly too. I like the reminders of upcoming payments and the statements are easily available. Reviewed on: 12th July 2026

Great service and a great help to pay for item...

Great service and a great help to pay for item Reviewed on: 12th July 2026

Ian's review

Excellent service. I use it all the time.. it's very convenient. Reviewed on: 12th July 2026

Always Excellent and simple to use

Always Excellent and simple to use Reviewed on: 12th July 2026

Easy to buy and pay with a direct debit.

Easy to buy and pay with a direct debit. Excellent 4 month 0% to spread the cost. Customer service excellent also Reviewed on: 12th July 2026

Always helps - but I have to write more than that so...

Always helps - but I have to write more than that so this is that Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101180 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub