Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent service, quick and easy to use.

Excellent service, quick and easy to use. Good customer service. Reviewed on: 12th July 2026

Really easy to use

Really easy to use and everything is all in one place and accessible Reviewed on: 12th July 2026

Live it never had any problems and have recommended...

Live it never had any problems and have recommended it to friends and family. Reviewed on: 12th July 2026

With PayPal shopping is more enjoyable

With PayPal shopping is more enjoyable. I hope they can increase the speed if syncing in paypal credit. Reviewed on: 12th July 2026

Excellent

Always have had great confidence in PayPal since I’ve been using them definitely recommend them to anyone Reviewed on: 12th July 2026

Efficient service - would recommend all services to...

Efficient service - would recommend all services to family and friends Reviewed on: 12th July 2026

Everything was easy to use and hassle free

Everything was easy to use and hassle free Reviewed on: 12th July 2026

PayPal so easy to use

I find PayPal so easy to use and my money is safe, recommend to anyone. Reviewed on: 12th July 2026

Very good service and friendly for customers

Very good service and friendly for customers Reviewed on: 12th July 2026

Always helpful and friendly staff.

Always helpful and friendly staff. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub