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PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181001)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service.

4
Great service. Easy to use and manage Reviewed on: 12th July 2026

It's been great thanks.

5
It's been great thanks. PayPal rules Reviewed on: 12th July 2026

Excellent all round,always safe with PayPal.

5
Excellent all round,always safe with PayPal. Reviewed on: 12th July 2026

Easy and efficient

5
Easy and efficient, there's nothing else to say Reviewed on: 12th July 2026

Love PayPal pay in 3 as zero interest and enables me...

5
Love PayPal pay in 3 as zero interest and enables me to split the cost Reviewed on: 12th July 2026

Every time I use PayPal I have no issues

5
Every time I use PayPal I have no issues Reviewed on: 12th July 2026

Been with paypal for 17 years and always had good se...

5
Been with paypal for 17 years and always had good service and assistance. Use it regularly for safety in purchases. Will stay with it. Reviewed on: 12th July 2026

I love all the tools available.

5
I love all the tools available. PayPal is much better than banks and their services Reviewed on: 12th July 2026

Excellent service would highly recommend Py Pal

5
Easy to use reminders help paying for holidays and much more would highly recommend Reviewed on: 12th July 2026

I’m happy with PayPal Credit, it provides excellent...

5
I’m happy with PayPal Credit, it provides excellent service, comfortable credit amount and easy access. Reviewed on: 12th July 2026

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