Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181000 reviews)

View other PayPal products

4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181000)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Customer service and problem solving perfect

Never had any issue getting anything sorted even if problem appears Reviewed on: 12th July 2026

Easy and convenient

Just easy to use and convenient. Prefer to use PayPal than enter bank card details on websites so feels a more secure method of payment. Reviewed on: 12th July 2026

Always there when you need it.

Always there when you need it. Helps spread your finances in a responsible way. Reviewed on: 12th July 2026

Excellent service!

Excellent service! Always easy to use and grey customer service as usual with PayPal! Reviewed on: 12th July 2026

Faster transactions, safer and efficient

Faster transactions, safer and efficient Reviewed on: 12th July 2026

The credit is excellent.

The credit is excellent. I have had a recent complaint about a seller and it seems lije the reviewer is t reading my complaint properly. Which im finding frustrating Reviewed on: 12th July 2026

Being able to have paypal credit on my phone

Being able to have paypal credit on my phone has helped a lot when I lost my card and was able to use that while a way on a holiday. Helped me get out of a tight spot. Reviewed on: 12th July 2026

It’s made purchasing a pleasure.

It’s made purchasing a pleasure. Without a fear of being scammed Reviewed on: 12th July 2026

Trusted site

Ive always trusted paypal and when i have had issues they have resolved it very quickly Reviewed on: 12th July 2026

Excellent Service

I've had no problems with my accounts with PayPal. Any outside problems led to excellent customer service and helpful security advice. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101177 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub