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PayPal: PayPal Credit reviews

4.73
Based on 143,504 reviews, last reviewed 20th Jun 2026
4260650% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good promotional offers Helpful with paying off larger items Reviewed on: 20th June 2026
Vicki 's avatar
Vicki

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143504)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent everything is good online service is brill...

5
Excellent everything is good online service is brilliant Reviewed on: 15th June 2026

Overall great

5
Ecelle t customer.service , very informative of any chnages and very easy to use , overall great. Reviewed on: 15th June 2026

would recomment, reliable, very efficient

5
would recomment, reliable, very efficient Reviewed on: 15th June 2026

Used it many time for various purchases easy and qui...

5
Used it many time for various purchases easy and quick no fuss and safe Reviewed on: 15th June 2026

good experience, simple way of paying

5
good experience, simple way of paying Reviewed on: 15th June 2026

Good experience with pay PayPal credit

5
Good experience with pay PayPal credit Reviewed on: 15th June 2026

Handy and easy

5
Handy when you’re in budget and very easy to be in control Reviewed on: 15th June 2026

Reliable

5
PayPal is good to relie on. PayPal support their customers financially. Reviewed on: 15th June 2026

Top of the pay pops

5
Very feel good experience totally safe complete peace of mind Reviewed on: 15th June 2026

Love it. So easy to use. 0% interest is great.

5
I use pay pal.credit to purchase higher value items as they often offer deals with retailers for extra money off and 0% interest for 3 years. Its great. Reviewed on: 15th June 2026

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