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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great 0% finance options on purchases also pay in 3...

Great 0% finance options on purchases also pay in 3 is easy to use and gives you good information about upcoming payments Reviewed on: 12th July 2026

Interest rate is higher than other lenders but very...

Interest rate is higher than other lenders but very easy to use for online purchases. Reviewed on: 12th July 2026

Great on line service and updates.

Great on line service and updates.Was offered both credit and debit cards. Great rates too. Reviewed on: 12th July 2026

Papal is awesome

Paypal has been in incredible platform for my financial exchanges Reviewed on: 12th July 2026

Been using for over 10 years now!

Been using for over 10 years now!!! Amazing! Reviewed on: 12th July 2026

Needed a refund and it was dealt with very quickly a...

Needed a refund and it was dealt with very quickly and the person dealing with the problem was brilliant Reviewed on: 12th July 2026

Is becoming more easy to use your service

Is becoming more easy to use your service Reviewed on: 12th July 2026

I have been with PayPal since 2008, it’s been the be...

I have been with PayPal since 2008, it’s been the best experience ever and I have also got most of my friends and family on it they love it it’s easy to use and also value for money Reviewed on: 12th July 2026

Always very easy and smooth to use

Always very easy and smooth to use Reviewed on: 12th July 2026

The whole set up is excellent and very easy to...

The whole set up is excellent and very easy to use Reviewed on: 12th July 2026

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