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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180998 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180998)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easiest, securest and fastest way to send money to y...

Easiest, securest and fastest way to send money to your loved ones! Reviewed on: 12th July 2026

I really enjoy using PayPal credit, it's easy to und...

I really enjoy using PayPal credit, it's easy to understand different payment options and to know when payments are due. The app is simple to use which makes me feel empowered when using PayPal to pay for things. Reviewed on: 12th July 2026

I frequently use PayPal over Klarna as I find it to...

I frequently use PayPal over Klarna as I find it to be faultless. Reviewed on: 12th July 2026

Great service.

Great service. Would recommend. This has helped me budget my money easier. Reviewed on: 12th July 2026

Great when traveling.

Great when traveling. You can always rely on PayPal as the site everyone trusts. Reviewed on: 12th July 2026

Easy to apply for and use, good credit options and l...

Easy to apply for and use, good credit options and low/0% interest offers Reviewed on: 12th July 2026

Very easy to use, with good options on ways to use m...

Very easy to use, with good options on ways to use my PayPal account Reviewed on: 12th July 2026

Easy and convenient

Simple to use, clear to manage and helpful for spreading payments when needed. Reviewed on: 12th July 2026

Paypal is amazing 100% recommend

Paypalcredit has helped me loads to get my kids birthday and Christmas presents and I just pay back minimum payment it's amazing they leave you alone if your paying the minimum unless you don't pay you get a charge but that's only fair it's brilliant love PayPal credit and would highly recommend it you also know your safe if you pay for something through PayPal you know your money is save if it's a scam you get it back Reviewed on: 12th July 2026

A life saver

Great!!!, pay pal helped me to pay my masters degree tuition. It meant alot to me. Thank you paypal Reviewed on: 12th July 2026

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