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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143532 reviews)

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4.73

Based on 143,532 reviews, last reviewed 20th Jun 2026

4261850% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Exactly what I wanted. Exactly what I wanted. Great services. Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (143532)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Used recently to purchase a guitar.

Used recently to purchase a guitar. Always a very easy option to pay and the 0% repayment is really useful. I’ve not tried it for longer term payments so not sure on typical charges. Would recommend - app is really user friendly too. Reviewed on: 15th June 2026

I am protected using PayPal I would recommend it to...

I am protected using PayPal I would recommend it to my friends and family Reviewed on: 15th June 2026

I regularly use PayPal.

I regularly use PayPal. I feel safe with my money knowing that my purchases are protected . I love the flexibility to pay later if I need to . It is easy and reliable to use . Reviewed on: 15th June 2026

Value for money

Easy to get the answer when you most needed Reviewed on: 15th June 2026

I use PayPal credit very often and I am very satisfi...

I use PayPal credit very often and I am very satisfied with the service, fast payment option without any problems Reviewed on: 15th June 2026

Good payment option

easy to use app, works with many retailers. Reviewed on: 15th June 2026

Enjoying the interest free months

Enjoying the interest free months Reviewed on: 15th June 2026

Exellant product, 4 month no interest payments is a...

Exellant product, 4 month no interest payments is a game changer for me. The £20 sing up bonus was also a great welcome gift and is what convinced me to sign up. That along with a generous credit limit a no-brainer for me Reviewed on: 15th June 2026

Customer service has always been great

Customer service has always been great Reviewed on: 15th June 2026

The best way to use it

The help me a lot, and I am very happy Reviewed on: 15th June 2026

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