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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180995 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180995)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Use paypal

Easy to use excellent customer service. Reviewed on: 12th July 2026

Easy to use

Paypal is so widely available for purchasing goods with so many companies. Reviewed on: 12th July 2026

It's a good experience always nice to use them

It's a good experience always nice to use them Reviewed on: 12th July 2026

Top of my most used apps

Been with PayPal for a few years now, always kept upto date with the latest financial news, use for all purchases that take PayPal and if ever a problem with a retailer their always the first people I contact and they ensure I receive a full refund if necessary Reviewed on: 12th July 2026

PayPal Service

I had PayPal for over 6 years now and I'm very happy with the service provided Reviewed on: 12th July 2026

I have been using PayPal for more than 9 years and I...

I have been using PayPal for more than 9 years and I have never been let down by them. I like the different payment options that they provide and the excellent customer service that gives me peace of mind. With 4 months interest free this is the best product on the market! Reviewed on: 12th July 2026

Easy and Convenient

Easy to use, fast decisions, and convenient payment options. Overall, a good experience Reviewed on: 12th July 2026

Quick and easy application

Quick and easy application and i am always informed of any change to my paypal credit account Reviewed on: 12th July 2026

Ex ellent service

Used it several time with no issues. Reviewed on: 12th July 2026

Absolutely brilliant 10/10 would PayPal again

Absolutely brilliant service smooth safe payments and I love the pay in 3 credit option it helps more than you can think. I love how protected each payment is and its so easy to recieve payments. Never had an issue. 10/10 would PayPal again. Reviewed on: 12th July 2026

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