Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104001 reviews)

View other PayPal products

4.90

Based on 104,001 reviews, last reviewed 11th May 2026

2452900% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe Paypal transactions Safe and reliable way to shop. I always use Paypal when shopping online. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104001)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use, clear indications.

Easy to use, clear indications. The app is user friendly Reviewed on: 10th May 2026

It's good id tell others about it

It's good id tell others about it Reviewed on: 10th May 2026

Very good service, Would recommend, easy use website...

Very good service, Would recommend, easy use website and handy extras are easy to access Reviewed on: 10th May 2026

The system sometimes is lagging, Had a direct debit...

The system sometimes is lagging, Had a direct debit and did not pay directly and cancelled my pay. Reviewed on: 10th May 2026

Continent and safe credit, love the pay in 3 and 12...

Continent and safe credit, love the pay in 3 and 12 month 0% offer Reviewed on: 10th May 2026

Paypal credit has always been great.

Paypal credit has always been great. The figures are always clear and making payments or paying off early are made easy to do. Reviewed on: 10th May 2026

Easy to use and great for being a student

Easy to use and great for being a student Reviewed on: 10th May 2026

PayPal has been without doubt always fair if dispute...

PayPal has been without doubt always fair if disputes have been raised. Reviewed on: 10th May 2026

Very straightforward process.

Very straightforward process. I got confirmed easily Reviewed on: 10th May 2026

0% interest offer is great.

Really like the 0% interest for 4 months when spending over £100. Also liking the virtual card. Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49141 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub