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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180992 reviews)

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4.73

Based on 180,978 reviews, last reviewed 21st Jul 2026

224% increase in 5 star reviews

in the past 90 days

275% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180993)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Say yes and spread the cost

Since using PayPal credit card I've been able to say yes to things I wouldn't have been able too before. Easy to use and pay back Reviewed on: 12th July 2026

I am really enjoying using PayPal, as it helping me...

I am really enjoying using PayPal, as it helping me a lot for some circumstances Reviewed on: 12th July 2026

Been with PayPal for many years and always found the...

Been with PayPal for many years and always found them extremely reliable and convenient Reviewed on: 12th July 2026

I've been using PayPal for over 10 years now and I w...

I've been using PayPal for over 10 years now and I was never disappointed! Recommended to all my family and now we all use it a lot. Reviewed on: 12th July 2026

Hollie89

Used PayPal for years worked my way up with there accounts an they are great Reviewed on: 12th July 2026

Very easy to use and flexible payment plans

Very easy to use and flexible payment plans Reviewed on: 12th July 2026

Excellent service

I have been using paypal for nearly 15 years and it has been a very trustworthy experience. I have used paypal credit many times. It is a brilliant option to pay in 3 goes without extra charge. PayPal is easy to use and secure. Reviewed on: 12th July 2026

Pay Pal is a great service in every way customer ser...

Pay Pal is a great service in every way customer service is above and beyond they are very polite and helpful and understanding Reviewed on: 12th July 2026

Paypal Makes Money Easy

Never had any problems, paypal is the easiest way I have of paying for things and transferring money to friends. Reviewed on: 12th July 2026

Easy to use, reliable, I love PayPal credit

Easy to use, reliable, I love PayPal credit Reviewed on: 12th July 2026

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