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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great service for covering unexpected extras like bi...

Great service for covering unexpected extras like birthday and wedding gifts, especially as you can pay it off over 4 moths without interest. Reviewed on: 12th July 2026

Always get my money back when things don’t work out...

Always get my money back when things don’t work out like they should, the only issue is sometimes you have to wait longer than you’d like to get your money back. Reviewed on: 12th July 2026

Easy to use and navigate.

Easy to use and navigate. Accessible and responsible provider. Would happily recommend as there are a variety of payment options to suit your specific need. Reviewed on: 12th July 2026

The best provider on the market place

Great customer service, there when a transaction goes wrong. Best provider on the market. Reviewed on: 12th July 2026

Can use PayPal to pay on lots of websites

Can use PayPal to pay on lots of websites and having the physical card is super helpful Reviewed on: 12th July 2026

I love that I can pay over a short period of time wi...

I love that I can pay over a short period of time without interest. Paying for costly items over 4 months gives me total control, flexibility and peace of mind knowing that I won't pay any extra fees or interest. Reviewed on: 12th July 2026

Very reliable and trustworthy I do All my transactio...

Very reliable and trustworthy I do All my transactions through PayPal and it never let down me Reviewed on: 12th July 2026

Good service however never had to get in contact so...

Good service however never had to get in contact so can’t rate customer service Reviewed on: 12th July 2026

Helpful good sevice

HelpfulHelpful good sevice let's try with paypal stay with Reviewed on: 12th July 2026

All good, use PayPal for lots of things now.

All good, use PayPal for lots of things now. Reviewed on: 12th July 2026

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