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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy access and availability to use online

Easy access and availability to use online Reviewed on: 12th July 2026

I use PayPal daily and have always found it so quick...

I use PayPal daily and have always found it so quick and easy. Any issue that I have had has always been resolved quickly and efficiently. Reviewed on: 12th July 2026

I have had PayPal for many years ,they have always b...

I have had PayPal for many years ,they have always been there for me either as a mediator or as a funds provider, they have always been excellent and helpful in any aspects of finance and payment. They get five stars from me. Reviewed on: 12th July 2026

Easy to use

I have been using PayPal Credit and it is very easy to use. The service is very good, and I would definitely recommend it to others. Reviewed on: 12th July 2026

Excellent no issues and have had a paypal for over a...

Excellent no issues and have had a paypal for over a decade Reviewed on: 12th July 2026

Easy quick and simple.

Easy quick and simple, like the pay in 3 service by just using the app in store Reviewed on: 12th July 2026

PayPal have been fantastic and we're one of the firs...

PayPal have been fantastic and we're one of the first ones I used after I was getting my credit back on track after my iva Reviewed on: 12th July 2026

Great Customer Service, great way to pay

I’ve always had any problems solved by customer service, feel peace of mind. Thank you. Very easy to make payments too. Reviewed on: 12th July 2026

useful and cost efective even for non app users like me

I use pay pal to pay for things without revealing my bank details, I have also used pay pal credit to purchase some larger items, I found the flexability in monthly payments very useful to help me budget and reminder email makes sure I dont forget a payment. the pay in three service is also good to spread costs and help budget again friendly reminders help to remember payments the costs are low and no interest on pay in tthree is very good over all could not be happier with the service. Reviewed on: 12th July 2026

Everything is ok easy on paypal never had any issues...

Everything is ok easy on paypal never had any issues at all Reviewed on: 12th July 2026

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