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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180971 reviews)

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4.73

Based on 180,961 reviews, last reviewed 20th Jul 2026

245% increase in 5 star reviews

in the past 90 days

294% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It was very clear and easy to use. It was very clear and easy to use. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180971)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal quick and easy.

I havent had yet bad experience with paypal Reviewed on: 12th July 2026

Appreciate the credit

Appreciate the credit option. Makes online purchasing easier. Reviewed on: 12th July 2026

Easy to use.

Easy to use. Complaints are handled efficiently and quickly. PayPal supply an excellent service. I wouldn't hesitate about using them. Reviewed on: 12th July 2026

PayPal credit card is very useful.

PayPal credit card is very useful. Having three months interest free to pay off larger one off purchases is great and easy to manage. Reviewed on: 12th July 2026

PayPal, just the service you need

I've been with PayPal since early noughties and I've been confident that any purchases are covered in any event or mishap. I've even mentioned this to my family and friends. Piece of mind especially during large purchases is a must and PayPal give me just that. Reviewed on: 12th July 2026

easy to use and monitor in the paypal app

easy to use and monitor in the paypal app Reviewed on: 12th July 2026

Was easy and smooth, not much else to add

Was easy and smooth, not much else to add Reviewed on: 12th July 2026

Simple and straightforward

Always a handy way to pay when money is tight without incurring interest. Use it for buying the more expensive items where I can spread the cost - and with up to £3000 with the push of a button Reviewed on: 12th July 2026

Safe and secure way of sending or receiving

Good for emergency purchases and safe way of sending and receiving money Reviewed on: 12th July 2026

PayPal is safe and secure giving me confidence to us...

PayPal is safe and secure giving me confidence to use it and also offers a range of payment options. Ideal. Reviewed on: 12th July 2026

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