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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180938)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal all the time, it's so convenient and so...

I use PayPal all the time, it's so convenient and so much safer than using a card or credit card. Reviewed on: 12th July 2026

Excellent

Works very well and accepts payment Reviewed on: 12th July 2026

Quick and easy to use

Quick and easy way to pay and transfer money - very convenient App to have on my phone Reviewed on: 12th July 2026

Always easy to manage accounts through the app

Always easy to manage accounts through the app and get support when needed Reviewed on: 12th July 2026

No fuss, just does

It’s fine what it needs to, no fuss. Reviewed on: 12th July 2026

Accessible , easy to use and secure. .

Secure with phone fingerprint verification. Accessible 24/7 and easy to use anywhere. Not had to use customer service yet. The rest of PayPal is brilliant. I just hope if I have to use customer services it’s a U.K. English service that’s responsive. Reviewed on: 12th July 2026

Very good at returning refunds.

Very good at returning refunds. Extra secure with international purchases. Reviewed on: 12th July 2026

Spreading costs easily

Using Paypal pay in 3, and Paypal credit is a really useful and convenient way to spread the cost of medium to large purchases. They are really quick and no hassle to setup Reviewed on: 12th July 2026

Very good experience

Good im happy , nice experience . Easy to use Reviewed on: 12th July 2026

Only reviewing for competition entry

Only reviewing for competition entry Reviewed on: 12th July 2026

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