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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Customer service and problem solving perfect

Never had any issue getting anything sorted even if problem appears Reviewed on: 12th July 2026

Easy and convenient

Just easy to use and convenient. Prefer to use PayPal than enter bank card details on websites so feels a more secure method of payment. Reviewed on: 12th July 2026

Always there when you need it.

Always there when you need it. Helps spread your finances in a responsible way. Reviewed on: 12th July 2026

Excellent service!

Excellent service! Always easy to use and grey customer service as usual with PayPal! Reviewed on: 12th July 2026

Faster transactions, safer and efficient

Faster transactions, safer and efficient Reviewed on: 12th July 2026

The credit is excellent.

The credit is excellent. I have had a recent complaint about a seller and it seems lije the reviewer is t reading my complaint properly. Which im finding frustrating Reviewed on: 12th July 2026

Being able to have paypal credit on my phone

Being able to have paypal credit on my phone has helped a lot when I lost my card and was able to use that while a way on a holiday. Helped me get out of a tight spot. Reviewed on: 12th July 2026

It’s made purchasing a pleasure.

It’s made purchasing a pleasure. Without a fear of being scammed Reviewed on: 12th July 2026

Trusted site

Ive always trusted paypal and when i have had issues they have resolved it very quickly Reviewed on: 12th July 2026

Excellent Service

I've had no problems with my accounts with PayPal. Any outside problems led to excellent customer service and helpful security advice. Reviewed on: 12th July 2026

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