Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Brilliant, gives you lots of easy ways to pay...

Brilliant, gives you lots of easy ways to pay , Reviewed on: 14th July 2026

It’s amazing and it’s very easy and I love to see th...

It’s amazing and it’s very easy and I love to see thanks Reviewed on: 14th July 2026

Great way to help to make purchase online.

Great way to help to make purchase online, it was quickly approeved and i have enjoyed my product earlier then I expected. Reviewed on: 14th July 2026

ok, but high interest .

ok, but high interest ....................... Reviewed on: 14th July 2026

Top notch, easy to pay and great customer service

Top notch, easy to pay and great customer service Reviewed on: 14th July 2026

PayPal always gives me options to pay which I love...

PayPal always gives me options to pay which I love Reviewed on: 14th July 2026

good...........................

good ............................ Reviewed on: 14th July 2026

Why I love PayPal Credit !!

I am thrilled to be able to use the PayPal Credit option for some of my transactions ! PayPal Credit makes it possible for me to make online purchases of more expensive items, by spreading the cost over time! And 0% interest for the first four months is such a great deal ! It's thanks to PayPal Credit that I have been able to afford some of the wonderful vintage treasures that I love to collect. Reviewed on: 14th July 2026

The best

Excellent experience from the very start Reviewed on: 14th July 2026

My Go-To Payment Method for Years

I’ve been using PayPal for both online shopping and sending money to family for over five years, and it remains my absolute favourite way to pay online. The biggest selling point is the pure convenience. When I’m checking out on a website, I don't have to get up, find my wallet, and type in a 16-digit card number, expiration date, and CVV code. I just click the PayPal button, log in with face ID or a quick password, and the transaction is done in seconds. It completely removes the friction from online shopping. Beyond the speed, it gives me massive peace of mind. I love that I don't have to share my actual credit card details with dozens of smaller, random online retailers. PayPal acts as a secure shield between my banking info and the merchant. Plus, their Buyer Protection is a fantastic safety net—on the rare occasion a package didn't arrive and a seller went silent, PayPal stepped in and refunded my money seamlessly. The mobile app is clean and intuitive, making it incredibly simple to split a dinner bill with friends or send money instantly. If you value speed, security, and skipping the hassle of typing out card details every time you buy something, PayPal is still the gold standard. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.70 from 3855 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub