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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use, quick and efficient.

Easy to use, quick and efficient. Reviewed on: 12th July 2026

PayPal review

Very straightforward and easy to use across all the the platforms Reviewed on: 12th July 2026

Easiest, securest and fastest way to send money to y...

Easiest, securest and fastest way to send money to your loved ones! Reviewed on: 12th July 2026

I really enjoy using PayPal credit, it's easy to und...

I really enjoy using PayPal credit, it's easy to understand different payment options and to know when payments are due. The app is simple to use which makes me feel empowered when using PayPal to pay for things. Reviewed on: 12th July 2026

I frequently use PayPal over Klarna as I find it to...

I frequently use PayPal over Klarna as I find it to be faultless. Reviewed on: 12th July 2026

Great service.

Great service. Would recommend. This has helped me budget my money easier. Reviewed on: 12th July 2026

Great when traveling.

Great when traveling. You can always rely on PayPal as the site everyone trusts. Reviewed on: 12th July 2026

Easy to apply for and use, good credit options and l...

Easy to apply for and use, good credit options and low/0% interest offers Reviewed on: 12th July 2026

Very easy to use, with good options on ways to use m...

Very easy to use, with good options on ways to use my PayPal account Reviewed on: 12th July 2026

Easy and convenient

Simple to use, clear to manage and helpful for spreading payments when needed. Reviewed on: 12th July 2026

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