Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180937 reviews)

View other PayPal products

4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180937)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I Always use PayPal to book my holidays, easy to us...

I Always use PayPal to book my holidays, easy to use and very friendly with credit. Definitely recomand. Reviewed on: 12th July 2026

Very fast and easy to apply.

Very fast and easy to apply. I could use straight away online, which really helped. Reviewed on: 12th July 2026

Never had a bad experience with PayPal.

Never had a bad experience with PayPal. Reviewed on: 12th July 2026

Been using PayPal for 14 years- no issues.

Been using PayPal for 14 years- no issues. Reviewed on: 12th July 2026

It’s a very well thought out product.

It’s a very well thought out product. It’s easy to apply for easy to see your limits. Easy to set up direct debits easy to keep in control and an awful lot of retailers except Paypal and it’s secure.. Reviewed on: 12th July 2026

Love paypal

Great service, safe and effective way to spend and save. Easy to use fast payments and overall great service to use. Reviewed on: 12th July 2026

Excellent usability

Really easy to use, great security and flexible payment methods. Pay in 3 is excellent Reviewed on: 12th July 2026

PayPal is the best platform to use

PayPal is a very easy and convenient way to pay for items especially larger priced items and PayPal for me has always been very easy to understand along with the fact you can pay over easier manageable chunks and with no interest so for me what is not to like definitely it helps me with my bigger purchases . Reviewed on: 12th July 2026

Very reliable and prompt service.

Very reliable and prompt service. Reviewed on: 12th July 2026

It was good and easy using paypal and

It was good and easy using papal helped me get with transactions easily and much quicker than other Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101135 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub