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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180925)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s a great service but it could be better

5
It’s a great service but I wish you could pay for the interest free deals without having to clear the rest of your balance. Most other store cards who offer this as a similar service allow you the opportunity to do this. Reviewed on: 12th July 2026

The best service ever

5
Every time punctual precise and convenient never disappointed I would recommend it to my friends and relatives will use it more and more Reviewed on: 12th July 2026

Iv had paypal for years dont have a problem as such...

3
Iv had paypal for years dont have a problem as such but when there was a bit of confusion about 1 payment they black listed me from pay in three. My bank showed as completed but it hadn't. I paid this manual and still got penalised. Reviewed on: 12th July 2026

PayPal is a great way to purchase.

5
PayPal is a great way to purchase. Safe and efficient. Having access to pay in 3 or PayPal credit helps buy items safely and timely. Reviewed on: 12th July 2026

Consistent

5
Never had a bad experience with PayPal Reviewed on: 12th July 2026

Ease of use and most secure payment system

5
Easy to use and reliable. When I see a payapal symbol on a merchant website I always select that as my preferred payment method as I know my money is secure with PayPal Reviewed on: 12th July 2026

Excellent customer service

5
I’ve had a few encounters with customer service and they have always been excellent and resolved my problem quickly. Reviewed on: 12th July 2026

Excellent Service

4
Value for money, easy access and security of using Paypay with purchases and your funds can be refunded Reviewed on: 12th July 2026

I can trust then

5
I really like how they deal with stuff and how they can split payments and all the offers they have, you can really trust them Reviewed on: 12th July 2026

Easy to use and manage

5
Easy to use and manage, helps me with my kash flow, always a good customer service when I need it Reviewed on: 12th July 2026

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