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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180920 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180920)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Straightforward and easy.

Straightforward and easy. No hidden fees or nonsense. Customer service always helpful Reviewed on: 12th July 2026

Love this company, the best out there.

Love this company, the best out there. They have an outstanding service and I recommend it for anyone. Reviewed on: 12th July 2026

Very easy to use and efficient

Been using PayPal for a while now. Very easy to use and all payment details are stored in once place for easy checkout. Reviewed on: 12th July 2026

Makes purchases more affordable

Easy to use and makes purchases more affordable, by spreading payments out. Available everywhere so you’re not limited to certain shops. The updates in the app and via email make sure you never miss a thing! Reviewed on: 12th July 2026

I love the flexibility and Protection paypal offers.

I love the flexibility and Protection paypal offers. Pay in 3 is a convenient way to spread the cost for larger purchases and in an ever changing world, with and increasing risk of fraud knowing you are protected for these is good peace of mind. In a Reviewed on: 12th July 2026

Good Service.

Paypal have been reslly good when requiring asisstance with returns from certain companies who are difficult to deal with. Reviewed on: 12th July 2026

PayPal credit has been a life saver

I have been using PayPal credit for those bigger purchases I want to break down a bit and it's been a life saver. Reviewed on: 12th July 2026

PayPal credit has been a godsend

PayPal credit has been a godsend when we’ve had to buy essential purchase or even Xmas presents. The 4 months interested free option is Perfect and extremely good value. The great thing is how many places and online shops it’s accepted which gives your more choice to purchase the best options. Reviewed on: 12th July 2026

Happy with the service.

Happy with the service. It is suitable for what I need. Reviewed on: 12th July 2026

Fantastic!

Fantastic, PayPal allows me to manage my money in such an easy way. I can purchase and pay when I’m ready to do so. The app is very easy to use and I have never been over charged since using it. I can definitely see myself using PayPal for many more years to come! Reviewed on: 12th July 2026

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