Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,627 reviews, last reviewed 13th May 2026
2527900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure Easy safe and secure always protected transactions Reviewed on: 13th May 2026
Dariusz F's avatar
Dariusz F

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105627)

Great way to pay

5
Been with PayPal a little while now & never had problems it’s been a saving grace- refunds , help with customer service team have been great, thanks team pay pal :) Reviewed on: 15th April 2026
Sharyn M's avatar
Sharyn M

Makes every transaction smooth a easy.

5
Makes every transaction smooth a easy. Reviewed on: 15th April 2026
James G's avatar
James G

Very nice speaking to costumer service

5
Very nice speaking to costumer service Reviewed on: 15th April 2026
Sonia E's avatar
Sonia E

Excellent experience

5
Excellent experience since starting till now. Get help from paypall Reviewed on: 15th April 2026
Saima Butt's avatar
Saima Butt

Happy customer

5
PayPal gives me piece of mind when paying for transactions Reviewed on: 15th April 2026
Geoffrey C's avatar
Geoffrey C

good service and a useful way to pay

4
good service and a useful way to pay Reviewed on: 15th April 2026
Tracey L's avatar
Tracey L

Trust worthy and reliable

5
Trust worthy and reliable never had any issues and when I did they where resolved quickly Reviewed on: 15th April 2026
Spartan's avatar
Spartan

I am very satisfied with PayPal and using it all the...

5
I am very satisfied with PayPal and using it all the time Reviewed on: 15th April 2026
Ventsislav P's avatar
Ventsislav P

Review PayPal

5
PayPal has improved a lot throughout the years. The PayPal Credit is great and I love that you are able to split payments if needed. When you use it for years you get to try all the future and unlock all the benefits. Reviewed on: 15th April 2026
Diana C's avatar
Diana C

PayPal ok

5
Very good experience , helpful and loyal Reviewed on: 15th April 2026
Vanya Y's avatar
Vanya Y

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill