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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,593 reviews, last reviewed 13th May 2026
2526500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trustworthy and Convenient I trust PayPal. It is convenient and fast. It will s my 'go to' for payments. Reviewed on: 13th May 2026
Suki's avatar
Suki

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105593)

Highly Reliable Company with Outstanding Service.

5
Highly Reliable Company with Outstanding Service. Professional, Dependable, and Highly Recommended Company Reviewed on: 15th April 2026
Chuka Nwufo's avatar
Chuka Nwufo

Efficiency everytime

5
Each time I have contact PayPal on payments they have been very efficient in dealing with my response Reviewed on: 15th April 2026
James's avatar
James

Easy to use and keep track of.

5
Easy to use and keep track of. Great way to pay others. Reviewed on: 15th April 2026
Leeanne 's avatar
Leeanne

Can’t fault you guys!

5
Can’t fault you guys! Super helpful, speedy replies and have been a lifesaver! Reviewed on: 15th April 2026
Cara's avatar
Cara

Safe and secure

5
An easy secure way to pay and transfer monies Reviewed on: 15th April 2026
Garry J's avatar
Garry J

Excellent customer service excellent service excellent

5
Excellent customer service excellent service excellent Reviewed on: 15th April 2026
LEE J's avatar
LEE J

I've had very good experiences with PayPal.

5
I've had very good experiences with PayPal. Cash is always there when I need it. Purchases are hassle-free and interest-free. Reviewed on: 15th April 2026
Anonymous A's avatar
Anonymous A

So easy to use and a lovely backup when money is tig...

5
So easy to use and a lovely backup when money is tight but really need to buy something Reviewed on: 15th April 2026
Michelle 's avatar
Michelle

Really good with excellent customer service

5
Really good with excellent customer service Reviewed on: 15th April 2026
John m's avatar
John m

Excellent way to do credit !!

5
The more I use the PayPal credit system the easier it seems to become. I found it all a little confusing to start with but the process has become far more simple and it is proving to be the best value for borrowing, especially as the interest rates are very competitive. Reviewed on: 15th April 2026
Lawrence C's avatar
Lawrence C

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