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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

PayPal is easy to use and convenient

PayPal is easy to use and convenient Reviewed on: 22nd June 2026

Excellent and brilliant easy to use

Excellent and brilliant easy to use Reviewed on: 22nd June 2026

Wonderful services provided to retailers

Wonderful services provided to retailers Reviewed on: 22nd June 2026

I find it easy to use and control within the...

I find it easy to use and control within the app Reviewed on: 22nd June 2026

PayPal Credit is easy to understand and use.

PayPal Credit is easy to understand and use. I would highly recommend it. Reviewed on: 22nd June 2026

Very good would recommend

Very good would recommend, very easy to use, lots of different options and always get a reminder when a payment is due which is great because I simply forget. Prefer using this to my own credit cards! Reviewed on: 22nd June 2026

I use PayPal for quick and secure payment options.

I love using PayPal for security, quick payments and flexible options such as Payin3 and Pay Later. The only negative is that I find it can be difficult to get through to a person from customer service Reviewed on: 22nd June 2026

Easy to use

Easy to use, most retailers accept it and I’ve had it for years. Reviewed on: 22nd June 2026

PayPal has been excellent since the day i started us...

PayPal has been excellent since the day i started using Reviewed on: 22nd June 2026

Great service and experience

I use PayPal credit occasionally i find it great to budget Reviewed on: 22nd June 2026

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