Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

So far i have had no issues with any queries i have...

So far i have had no issues with any queries i have had to resolve from PP Reviewed on: 27th May 2025

Pay later option is a fantastic service which I make...

Pay later option is a fantastic service which I make use of often. I’ve recommended PayPal to so many others due to the 4 month zero interest options. Reviewed on: 27th May 2025

Customer service was very good when I spoke to pay pal.

Customer service was very good when I spoke to pay pal. Helped me with a refund. Very polite and professional Reviewed on: 27th May 2025

Useful and easy to use

PayPal Credit is useful and I find it easy to buy things. Reviewed on: 27th May 2025

PayPal user for over a decade

I've been using PayPal for over a decade now, and it's been a great experience. The convenience and ease of use make it my go-to for online payments. It's simple to navigate, transactions are smooth, and I always feel secure using their platform. The service feels comfortable and reliable—just what I need for both personal and business use. Highly recommended! Reviewed on: 27th May 2025

Excellent.

I always use PayPal. Wherever possible. It's very easy to use. And I like the reminders for upcoming payments. Reviewed on: 27th May 2025

PayPal is a great service and secure to use

PayPal is a great service to use, i can make secure and safe payments when i order stuff online and if I don't receive my items the PayPal customer service team tries their best to get my money back so I don't lose out on money Reviewed on: 27th May 2025

Very efficient way to purchase over the internet

Very efficient way to purchase over the internet Reviewed on: 27th May 2025

Secure way of purchasing on line with no need to pro...

Secure way of purchasing on line with no need to provide banking details to merchants. Credit options are helpful and provide more flexibility. Reviewed on: 27th May 2025

Smooth to use

App very easy to use and runs very smoothly. Not had any issues. Looks good and everything is user friendly. Would definitely recommend to everyone. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub